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Be it is good to buy a house? It is good to still rent a house?

From;  Author:Stand originally

Most at least is before 2003, the house of Beijing actually not expensive, no matter from " house value income is compared " , or " house price chummage is compared " look, suit to buy a house.

Buy room condition ⑴ : House value income is compared under 6 ∶ 1 when, just buy a house aptly: For instance 2003, go in for sth in a large scale the board building of a 68 square metre 2 house, every square metre 2600 yuan, total prices one hundred and seventy-six thousand eight hundred yuan of RMBs, year the family of 30 thousand yuan of above should consider income of course buy a house, because " 30 thousand ≤ of one hundred and seventy-six thousand eight hundred ÷ 6 " . And today, thing north outside 5 annulus, bridal chamber of a when be apart from 600 meters of less than on foot to city iron station two house, it is 80 square metre at least, every square metre 12 thousand, namely 960 thousand. 6 = of 960 thousand ÷ 160 thousand, that is to say, year the family of 160 thousand above should consider income buy a house.

Buy room condition ⑵ : House price chummage is compared under 200 ∶ 1 when, just buy a house aptly: For instance, go in for sth in a large scale to cover a house then, if hire valence to be able to exceed one hundred and seventy-six thousand eight hundred ÷ of 885 yuan of ≈ 200, suggest to buy. Be like again, to thing north outside 5 annulus, a when be apart from 600 meters of less than on foot to city iron station 80 square metre two house bridal chamber, if hire valence to be able to exceed 960 thousand ÷ of 4800 yuan of ≈ 200, suggest to buy.

When I buy a house, these two conditions are contented, and the most crucial condition also is had, "Namely enough money is bought " , so I bought a house. Now day, year the family of 160 thousand yuan of above is in income although Beijing is not little, but far did not gain ground, a two house hire valence 4800 yuan have bit of unimaginably queer more (of course, this kind of hundred years special period that does not encounter meets the Olympic Games likely) .

So, everybody should be passed hard, or when at least a condition that buy a house gets satisfaction, had better be two conditions that buy a house when getting satisfaction, go buying a house again.

Of course, the way with contented condition simpler ⑵ is house price fall after a rise, is not 4800 yuan to imagine hire to go up, that too do not rely on chart, because still income of a chummage is compared (average house month hires ÷ place average monthly pay) , chummage income is compared should control in 15 % , and some places exceed 40 % unexpectedly now. In fact, two house month hires 2400 yuan, 6000 yuan of the following families accept lunar income far from possibly, so, after chummage rises, close hire, mix even hire, became very common phenomenon, it is with Shanghai especially very...


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